谁能申请

• 19 岁以下、住在纽约州
• 不符合白卡、没有其他保险
• 不问移民身份
• 免费标准举例：2 人家庭年收入约 $46,953 以下（每月约 $3,913）；超过的按收入分级付保费，每个孩子每月 $15 起，每家最多付 3 个孩子（以官方最新表格为准）

怎么申请（一步一步来）

1. 第1步孩子没有身份也可以申请。19 岁以下、住在纽约州、没有其他保险就可以。
2. 第2步准备资料：家里每个人的出生日期、社安号（SSN）或移民文件号码（没有的可以不填）、工作和收入情况、现有保险情况。
3. 第3步统一在 NY State of Health 申请：保险公司已经不收纸本、传真或电邮申请，都要通过 NY State of Health。
4. 第4步网上申请：上 nystateofhealth.ny.gov，建立账户，填写孩子的资料，提交。系统会同时看孩子适合儿童白卡还是 Child Health Plus。
5. 第5步电话申请：打 1-855-355-5777（周一至周五早 8 点到晚 8 点，周六早 9 点到下午 1 点），说 “Chinese, Mandarin please” 或 “Cantonese please”，要免费中文翻译。
6. 第6步找人当面帮：在网站点 “Find Local Help” 找协助员（assistor），医院、社区机构和保险公司都有，免费。
7. 第7步有问题也可以打州卫生厅儿童保险热线：1-800-698-4543（1-800-698-4KIDS），问 Child Health Plus 和儿童白卡的问题。
8. 第8步选计划：符合资格后要选一家保险公司的计划。用 “Plans by County” 看你住的县有哪些计划，用 “Provider & Health Plan Look-Up” 查孩子的医生在不在里面。
9. 第9步全年都可以申请，不用等。

申请之后会怎样

• 结果通知：你会收到通知，也会放在网上账户里，告诉你孩子符合什么计划、每月要不要交保费，或需要补交什么。
• 补交材料：按通知上的期限交。可以登录上传，或用手机 App “NYSOH Mobile Upload” 拍照上传。
• 保费：收入较低的家庭不用交；其他家庭按收入每个孩子每月 $15、$30、$45 或 $60，最多算 3 个孩子。看病没有自付额。
• 不同意结果：从通知日期起 60 天内可以上诉。打 1-855-355-5777，或邮寄到 NY State of Health, Appeals Unit, P.O. Box 11729, Albany, NY 12211，或传真 1-855-900-5557。上诉时可以要求继续保留现有保险。
• 续保：快到期会收到信、短信或电邮。登录点 “Update Application”，或打电话、找协助员办理。

电话与网址

• NY State of Health电话 1-855-355-5777nystateofhealth.ny.gov

Who can apply

• Under 19 and living in New York
• Not Medicaid-eligible, no other insurance
• Any immigration status
• Free example: a household of 2 up to about $46,953 a year (about $3,913 a month); above that, premiums by income from $15 per child a month, for at most 3 children (check the current official chart)

How to apply, step by step

1. Step 1Children can apply even without immigration status. Any child under 19 who lives in New York and has no other insurance can apply.
2. Step 2Get your information ready: each household member's birth date, Social Security number (SSN) or immigration document number (leave it blank if you don't have one), job and income details, and current insurance.
3. Step 3Apply only through NY State of Health: health plans no longer accept paper, fax or email applications.
4. Step 4Apply online: go to nystateofhealth.ny.gov, create an account, enter your child's information and submit. The system checks your child for both children's Medicaid and Child Health Plus.
5. Step 5Apply by phone: call 1-855-355-5777 (Mon–Fri 8am–8pm, Sat 9am–1pm) and say "Chinese, Mandarin please" or "Cantonese please" for a free interpreter.
6. Step 6Get in-person help: click "Find Local Help" on the website to find an assistor at a hospital, community group or health plan. It's free.
7. Step 7For questions, you can also call the state children's health line: 1-800-698-4543 (1-800-698-4KIDS), for Child Health Plus and children's Medicaid.
8. Step 8Pick a plan: once eligible, choose a plan from an insurance company. Use "Plans by County" to see plans where you live and "Provider & Health Plan Look-Up" to check if your child's doctor is in it.
9. Step 9You can apply any time of year.

After you apply

• Your result: you get a notice, also posted in your online account, saying which program your child qualifies for, whether there is a monthly premium, or what papers to send.
• Sending papers: send them by the deadline on the notice. Log in to upload, or use the phone app "NYSOH Mobile Upload" to take a photo.
• Premiums: lower-income families pay nothing; other families pay $15, $30, $45 or $60 per child a month by income, for at most 3 children. There are no copays for care.
• If you disagree: you can appeal within 60 days of the notice date. Call 1-855-355-5777, mail NY State of Health, Appeals Unit, P.O. Box 11729, Albany, NY 12211, or fax 1-855-900-5557. When you appeal you can ask to keep your current coverage.
• Renewal: before it is due you'll get a letter, text or email. Log in and click "Update Application", or call or see an assistor.

Phone & websites

• NY State of HealthPhone 1-855-355-5777nystateofhealth.ny.gov